If you are involved in a motorcycle or car accident, the San Jose car accident attorneys at Farling, Hecht & Davis, LLP will provide the personalized, skillful, and expeditious service you deserve. From the time you hire us through the conclusion of your case, we will guide you through the claims process and, if necessary, through the trial process as well.
Call our office today at 408.295.6100.
Insurance companies have a responsibility to look out for their bottom line that trumps their responsibility to ensure you receive all the compensation you need. Consequently, an insurance company often wants to settle your claim for less than you deserve. At Farling, Hecht & Davis, LLP, our San Jose car accident attorneys will pursue the maximum amount recoverable under the law and the terms of any applicable insurance policy. Typically, most automobile claims are covered by the insurance of the negligent driver and owner of the vehicle. Farling, Hecht & Davis, LLP can help you determine the coverage limits available and how best to proceed with your automobile case.
Uninsured or Under-insured Claims
Farling, Hecht & Davis, LLP can also protect you in instances where the person who injured you was uninsured or under-insured. If you are struck by a motor vehicle driven by an uninsured driver, we can make a claim on your behalf for benefits under your uninsured motorist coverage. This coverage protects you and your family when you are struck by a person who failed to purchase the minimum auto insurance coverage required by law. If a negligent driver causes you harm but does not have sufficient insurance coverage to pay for all your losses, we can also protect you by filing a claim under your under-insured motorist coverage.
Here is an example of under-insured motorist coverage in action: Suppose you collide with a negligent driver and suffer serious injury. The driver who caused the car accident carries auto insurance that will pay up to $20,000 for liability claims – but you need $100,000 in medical care for the injuries you suffered in the crash. Meanwhile, your own auto insurance includes up to $300,000 per person in coverage for an under-insured motorist accident. Obviously, in this situation the negligent driver’s insurance policy was not sufficient to address the personal injuries, and losses, you sustained in the car accident. The excess coverage available under your under-insured coverage is available to adequately compensate you for your losses.
San Jose Car Accident Attorneys
Please contact one of our dedicated San Jose car accident attorneys at 408.295.6100 for a free consultation to learn more about personal injury, automobile accidents, and how Farling, Hecht & Davis, LLP acts as your advocate in your San Jose automobile injury case.